Alberta Proud

By  Leann Scarlett |   | Posted in " Alberta Prosperity, Alberta Proud, Broker Red Deer, Consolidation, First Time Home Buyer, First Time Home Buyers, HOME BUYING, Home Buying 101, Mortgage, Mortgage broker, Mortgage Broker Alberta, Mortgage Broker Red Deer, Mortgage Renewal, RE-FINANCING, Refinance, RENEWING, REVERSE MORTGAGES, Universal Mortgage Solutions, Working with Realtors "

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Alberta on the Rebound... What does that mean to you... Where are property values going... What about those interest rates  So many questions for people wanting to get into home ownership or wanting to upgrade their homes. Is it time to buy and move? the simple answer is absolutely YES Alberta's economic cycle is one that is Unique in Canada. We have big swings. The Alberta "Boom and Bust" effect  So from a life time resident of Alberta and having strong ties to the Oil and Gas sector my advise for you is this, hang on for the ride :))  The wave of people from other provinces en route to Alberta is astonishing. ……


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Purchase Plus Improvement, a quick guide for you

By  Leann Scarlett |   | Posted in " First Time Home Buyers, HOME BUYING, RE-FINANCING, RENEWING, REVERSE MORTGAGES "

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You found the perfect home, great location,  but its missing a garage or the kitchen is less than desirable? Let's talk about the Purchase + Improvement Mortgage... Purchase Plus Improvements is a great mortgage option for consumers looking to purchase a home that has great potential, but needs renovation. This program allows you to make improvements immediately after taking possession of your new home and have the costs rolled into one easy-to-manage mortgage. The idea is that immediately renovating your home adds to its market value and the mortgage is essentially based on that new and improved value. It’s a great way to purchase a home AND……


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For Sale By Owner.... It works till it doesn't

By  Leann Scarlett |   | Posted in " First Time Home Buyers, HOME BUYING, RE-FINANCING, RENEWING, REVERSE MORTGAGES "

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  Written with permission from my client: I was a mortgage broker to a young man that was purchasing his 1st home. He stumbled upon the perfect home for him, great location “On Golden Pond” not many of these properties for sale “Ever”. It was a “for sale by owner” He viewed the property knowing it needed some repairs. What he didn’t know  was how many repairs really needed to be done.  Did you know an individual selling a home has different rules than a realtor who’s listed a property? If a home is listed through a Real Estate agent “they……


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Five Credit Factors You Should Understand Before Applying for Credit Products

By  Leann Scarlett |   | Posted in " First Time Home Buyers, HOME BUYING, RE-FINANCING, RENEWING, REVERSE MORTGAGES "

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Mortgages are a necessary part of life for most of us and having excellent credit scores play a crucial role in making the mortgage process a whole lot easier. With your credit history being a determining factor in your mortgage obtaining process, building a solid credit history and maintaining a high credit score becomes essential.


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Frequently Asked Questions About Using a Mortgage Broker

By  Leann Scarlett |   | Posted in " First Time Home Buyers, HOME BUYING, RE-FINANCING, RENEWING, REVERSE MORTGAGES "

Frequently Asked Questions About Using a Mortgage Broker

At Mortgage Brokers Red Deer | Universal Mortgage Solutions, our aim is to help you understand your needs and financial status which is crucial in helping you achieve your dream of owning a home. To ensure you have all the answers you need to help you achieve this dream, we have answered some of the most Frequently Asked Questions about using a mortgage broker.


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Announcing the new website

By  Leann Scarlett |   | Posted in " First Time Home Buyers, HOME BUYING, RE-FINANCING, RENEWING, REVERSE MORTGAGES "

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We are delighted to announce the launch of our new website!


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